Empower your strategy,
use PSD2 Access-to-Account
With the implementation of the revised Payment Services Directive (PSD2), the financial landscape is changing in an exceptional manner. PSD2 fundamentally changes the payments value chain, the business models and customer expectations. This directive creates a whole new playing field, where non-financial companies and new FinTech companies simply enter the financial market.
Following PSD2 regulations, banks have published APIs and thus provide access to account to Third Party Providers (TPPs). In this way, new players can access the account information of customers (AIS) or initiate payments (PIS) on their behalf at different banks in one go. Innovation and creativity using these new possibilities are expected to rise, and you can be one of those who’ll lead.
Are you looking for a partner to help you make the most of the opportunities in this new playing field? Our experts have been actively working on PSD2/XS2A since 2014, aiming to help the industry to make PSD2 work in practice. We help banks and TPPs to become compliant providers of XS2A services and enable them to seize the opportunities PSD2 brings along.
Whether you are a bank, retailer, telco, fintech or bigtech, insurance company or another type of organization, you can apply for a license to become a TPP and enjoy the opportunities that arise from PSD2.
Besides analyzing and implementing yearly regulatory changes, banks can develop new revenue streams by monetizing data, develop extra services with TPPs or just become one of them.
iPSP’s should follow effective procedures to comply with EU regulation. Authorized PSPs can take on the Account Servicing or Payment Initiating role to provide payment services to customers .
PSD2 allows third parties to access payment data. The right for data aggregation enables telcos to improve operational capabilities e.g. improving cash management using PIS, AIS and Instant Payments.
The lending businesses can profit by using the data to verify income and perform an affordability check. This enables lenders to evaluate the loan application in a quick and efficient manner.
Insurance companies have the opportunity to develop customer-centric products by accessing customers’ bank accounts and payment information.
Increased consumer adoption of mobile payments and decreased usage of cash offer retailers new opportunities to lower payment fees through the PISP role.
Reach is one of the core assets our solution offers. Connect just a single API to discover unprecedented and perfectly scalable opportunities for the efficient execution and growth of your business activities!
Reach in 18 European countries
2800+ banks are already connected in Europe
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These banks are already connected 
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Download Infographic
Download our infographic or contact us to explore the following client use cases: Instant Payment, Corporate Cash Management, Credit-scoring, Personal Finance Management, Contract Management and Locations based-marketing.
Download the factsheet to get an overview of new opportunities for insurance companies based on the PSD2 regulation.Download brochure
Download brochure
Corporates can take advantage of the new PSD2 regulation for optimizing their own internal financial processes and to improve the payment services and processes for their end-customers.
Your benefit using Access to Account
Your challenges
To seize the opportunities you need to handle the following challenges:
Our solution
With our Access 2 Account TPP services your challenges will be easily met. You can rely on us to provide:
Your benefit
Position yourself as a bank or/and as a TPP. Understand your specific challenges and opportunities relating to your business. Read this brochure to find out about our offering and how you can deal with technologies like APIs and provide access to your services in a safe and secure way.Download brochure
Are you considering to become a TPP? Based on recent market consultations, we know that many would-be TPPs feel uncertain if they should become a TPP and if so, what they need to do to best prepare for PSD2. This practical whitepaper helps you to understand the potential positions and roles of TPPs when preparing for PSD2.Download whitepaper
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Tom is responsible for the Access 2 Account TPP and iDEAL, iDIN and e-Mandate processing services. He has been working for this company since 2001, first managing and developing Dutch payment products after which he actively developed the SEPA portfolio. Tom has extensive knowledge of the payment system and has done work for the European Payment Council. T +31 6 15 86 32 97Mail Tom
