The challenge of ‘Open Banking’ for financial institutions extends beyond the opening of APIs to meet regulatory constraints and we believe this directive is a strong catalyst for the API Economy in Europe. Facilitating the access to bank data by Third-Party Providers is the most visible part of the regulation, but banks can also benefit from integrating new services seamlessly into their product catalogue or exposing additional APIs to partners.
The Digital Banking Platform is at the core of our offering and is designed to help financial institutions to leverage their existing assets, to develop strong API management capabilities and to integrate their existing services seamlessly through any channel (mobile, web, voice, etc.).
We empower financial institutions to overcome the limitations and constraints associated with their legacy system and therefore accelerate their digital transformation with a low impact on their core banking system, at low cost and with short time-to-market. By improving their overall digital capabilities and enriching their catalog of services with the services of Worldline and FinTechs partners, banks can eventually develop breakthrough usecases and capture customers’ relationship.
Being part of the Worldline and Atos Group, equensWorldline builds on the extensive expertise and unique capabilities of the whole group. In that sense, we serve our clients with an end-to-end approach to FinTech thanks to the Atos FinTech Program, employing our best-in-class experts, technology and networks. The dedicated FinHub notably aims at simulating innovation by partnering with selected Fintechs, InsurTechs and RegTechs.