Innovation
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eW blog article -In this blog Daniel Calvert, Head of Partnerships at N26, explains how they managed to scale up their innovative business to pan-European level and beyond.
eW blog article - According to the ECB, Europe must once again become a strong competitor in the battle for global payments solutions, so that our continent is no longer depending on non-European systems such as PayPal.
eW blog article - In the wake of rapidly evolving customer expectations, new digital standards for financial services are now increasingly being met by a wave of agile fintech companies which leverage technological advances to enhance customer experiences.
eW blog article - With the introduction of the Payment Services Directive 2 (PSD2), data of the bank customer, after his consent, becomes practically a common good. As of January 2018, banks are obliged to open up bank account details to third parties. This makes the PSD2 perhaps the most disruptive and exciting development in years. This introduction, combined with the possibilities offered by new technologies, will create opportunities for innovation and new digital business models such as paying with social media.
eW blog article - In general, there are three factors to identify yourself when making an electronic payment: something that you know (such as a PIN code), something that you possess (such as a telephone) and something that you are (such as a physical characteristic). Under PSD2, the Regulatory Technical Standards (RTS) for Strong Customer Authentication (SCA) requires that one’s identity has to be verified by at least two of these three independent options in order to perform a payment. What is SCA and why is it necessary for banks to enhance their security?
